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Buy Here Pay Here F.A.Q.

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TO GET APPROVED ON A USED CAR!

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What Is a Buy Here Pay Here Car Dealer?

We're here to answer your questions regarding buy here pay here car dealerships with our buy here pay here frequently asked questions.

What does "Buy Here Pay Here" Mean?

The term “Buy Here Pay Here” refers to our method of operating a used car automobile dealership in which we actually extend the credit to the purchasers of our used cars and trucks.

Buy Here Pay Here used car dealerships exist to provide additional options for those unable to meet credit standards elsewhere.

What is a Buy Here Pay Here used car dealership?

Buy here pay here dealerships help people with credit issues to purchase a quality used car.

At J.D. Byrider Chandler, we actually serve as the bank to help get you in the used car you need.

This means that we don’t just help you get financing from some other financial institution; we’re here to help supply the financing you need to drive home a quality used car today.

How is J.D. Byrider Better Than A Buy Here Pay Here

Unlike other buy here pay here car lots, we invest in making our cars better.

We inspect 92 points on every vehicle we sell. We then computer test them, and service and recondition our cars to make them safer and more dependable. Others may only detail their cars to make them look better, but we’re committed to also making the investments that will also make your car more reliable and safe.

We also offer a better-in-house used car service center exclusively for our customers in Chandler, Phoenix and surrounding areas. Our expertly staffed service centers aren’t designed to make a profit. They help you stay on the road affordably, which means discounted oil changes and low-cost repairs.

What is CNAC? And how can it help me get credit for a used car?

Our Buy Here Pay Here financing division is known as CNAC, which stands for Car Now Acceptance Company.

So when you need money to get a car, our on-site CNAC team will help, even when the banks, credit unions and other car dealers have already said, “No.”

Our team is here to help people facing a credit challenge to get the car and financing they need NOW. And in doing so, our team will help you work towards actually improving your credit!

Do you have a positive attitude towards buy here pay here customers?

We understand that dealing with past credit problems such as bankruptcy, divorce or medical bills, or being a first time buyer with no credit history, can be stressful.

Our Chandler Buy Here Pay Here team helps consumers deal with just this type of situation everyday. We specialize in bad credit situations and always treat our customers with dignity and respect while accessing their used car buying needs.

You need and deserve a quality car in our fast paced world, and our buy here pay here car specialists are here to help find the quality used car that fit best your budget and transportation needs.

Can anyone get financing at your buy here pay here used car lot?

As much as we don’t like it, not everyone can qualify for financing, even at J.D. Byrider Chandler.

There are simply some financial situations when even we are unable to provide credit. But when you do qualify, we want to help you improve your credit while paying for your car!

Remember, it’s important to your credit that all payments are made on time. That’s why our bad credit used car specialists will work will you to find the affordable solution that’s best for you. We truly committed to believing in your future.

We also report your good payment history to all three credit bureaus to put you in a good place to improve your credit score. After all, a better credit score is a great thing to have!

And if you’ve had credit problems before, don’t worry. Our used car financing process is designed to be stress-free. We’re problem solvers looking for the best way to help get you into the used car you need today.

Can I really get financed today?

Want to start the application process today with our buy here pay here used car financing experts?

Use our easy online financing form below for getting a used car with bad credit. It’s so easy to start the process immediately!